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Credit Giving Tree

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Credit Giving Tree
Start Rocking Your Score!
  • Enroll Today

    Start reporting your positive rent payments to credit bureau(s) today! It’s quick & easy.

  • Rent Payments are Verified
    Simply upload your lease and photo ID. We verify your payment history and report ongoing rental payments to immediately increase your score(s).
  • New Tradeline is Established
    Your on-time rent payments are reported to selected credit bureaus each month. Most renters add their rental history for the previous 24 months ($99 one-time fee), for the greatest impact to their score(s)!
  • Improving Credit … Changing Lives
    Higher Credit Scores will open many new doors and provides a huge financial benefit. Banks, Lenders, Auto Dealers, Insurance Companies, etc all base their interest rates or premiums on your credit score.
Rock the Score Rent Reporting

Your brighter future begins now.

Pricing

  • $8.95

    Monthly
    (Keeps Trade Line Open)
  • $25

    One-Time
    (Set Up Fee)
  • $99

    Optional
    (Historical Reporting)
We recommend historical rent reporting (up to past 24 months) for best results.
Our Rock Solid Promise
100% Refund Guarantee

We make this a very painless process that most Landlords and Property Managers are happy to participate. However if they are not supportive, then you don’t pay a penny. Our Rock Solid Promise is one click away.

Seasoned & Open Trade Line

Add Rent History for Best Results

We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit score.

Refer-A-Friend Program

Spouse or Roommate?

You’re spouse or roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $15 gift card for each person you refer and enrolls with Rock the Score!

We Now Report Your Rent Payments to TransUnion and Equifax*.

*Equifax requires property management company as landlord counterparty.
Equifax TransUnion Credit Bureaus

FAQ

Will this affect how I pay my rent?
No. You will continue to pay your rent in exactly the same way that you currently do.
How will my rent payments be verified?
You provide us with basic information on your landlord or property manager. We contact them and verify your rent payments to build the credit you deserve from your timely rent payments. There is no fee to your landlord or property manager to verify your rent.
What if my landlord won't verify the payments?
Our Rock Solid Promise is a 100% refund policy, guaranteeing that if we are unable to verify your rent with your landlord or property manager you won’t pay a penny! Our business relies upon happy customers and long-term relationships.
How much will my credit score increase?
We cannot guarantee a specific score improvement or a specific time frame because everyone’s credit situation is unique. However we can verify your last 2 years of rent payments. That payment history once calculated into your credit score can help you build credit history and improve your credit score.
Will I need to provide a lease or rental agreement?
Yes, the credit bureaus do require a document between you the tenant and your landlord to establish the date the rental payments started, the frequency of payments, and the amount due. We find that most tenant/landlord relationships already have some sort of lease agreement. However, if you do not have a written agreement, you need to contact your landlord and establish one before we can report your rental payment history.
Can I just report historical rent history?
Yes you can, however we would not recommend doing that.

If we just report the past 24-months of historical rent payments and do not verify any on-going rent payments it would show on your credit report as a “closed account” and closed accounts do not impact the credit scoring model as effectively as “open accounts.”

We recommend you enrolling and reporting both your historical data along with ongoing rent payments, that way the account is “open” and you will get the biggest boost possible on your credit score. Remember you can cancel at any-time once you do not need the program any longer.
What If I have a spouse or roommate?
You’re spouse or your roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $20 gift card for each new client you refer to Rock the Score!
What happens if I pay my rent payment late?
All credit including rent payments are only considered late on your credit report if the payment is received more than 30 days past the due date. So as long as you pay your rent within 30 days of your due date, it will be counted as an on time payment on your credit report. Pay all your bills including rent on time, it’s very important.

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