Start Rocking Your Score!
  • Enroll Today
    Join our rent reporting program and gain an immediate boost to your credit score with major credit bureaus. It's quick and easy!
  • Rent Payments are Verified
    We contact and verify your rent payment history with your landlord(s) over the last 24 months, and continue to verify rent payments each month going forward.
  • New Tradeline is Established
    Reporting your rent payments for up to the last 24 months will create a "seasoned" tradeline on your credit report. Keep your tradeline "open" by reporting ongoing monthly rent payments.
  • Improving Credit … Changing Lives
    Higher credit scores will open many new doors and provides a huge financial benefit. Banks, lenders, auto dealers, insurance companies, etc., all base their interest rates or premiums on your credit score.
Rock the Score Rent Reporting

Your brighter future begins now.

Pricing

  • $8.95

    Monthly
    (Keeps Trade Line Open)
  • $25

    One-Time
    (Set Up Fee)
  • $99

    Optional
    (Historical Reporting)
We recommend historical rent reporting (up to past 24 months) for best results.
Our Rock Solid Promise
100% Refund Guarantee

We make this a very painless process that most Landlords and Property Managers are happy to participate. However if they are not supportive, then you don’t pay a penny. Our Rock Solid Promise is one click away.

Seasoned & Open Trade Line

Add Rent History for Best Results

We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit score.

Refer-A-Friend Program

Spouse or Roommate?

You’re spouse or roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $15 gift card for each person you refer and enrolls with Rock the Score!

We Now Report Your Rent Payments to TransUnion and Equifax*.

*Equifax currently reports from Property Management Companies only.
Equifax TransUnion Credit Bureaus

Testimonials

  • I'm so grateful for having come across Rock The Score! In just a matter of months, my credit increased by over 100 points, allowing me to qualify to buy a home! Can't thank Rock the Score enough for helping me to improve my credit and therefore, giving me the opportunity for a new beginning!

    Angie S., St. Louis
  • Rock the Score and the rent reporting program has dramatically helped our credit scores In a very short period of time! My husbands scores have increased 32 points in just 12 days!

    Rock The Score has been wonderful in achieving our new home dreams.

    Angela H., St. Louis
  • Rock the Score is a program I have been waiting for!! As the owner of The Credit Care Company, St. Louis's oldest and best reviewed credit repair company, Rock the Score can help my clients raise their credit scores 30 to 50 points on Equifax & TransUnion in as little as 7 to 10 days!!!!

    John Boll
    The Credit Care Company
    Credit Care Company Logo
  • Myra P., St. Louis
  • After 2 years of trying aggressively to improve my score, it barley moved at all. Three months with Rock the Score and it has moved me from 'fair' to 'good'... 'Excellent' here I come!

    Christy F., Maryland
  • The amazing Rock the Score made it possible for my 1st time home buyers to buy their DREAM HOME! Using rent toward building the credit score, made all the difference in the world.

    They took care of my clients and gained a professional partner in the Real Estate business!! Don't Pause...Call them NOW! No one else can do this service for your clients!!

    Thank You! I'm a Big Fan!!

    De Lynn K. - REALTOR®, St. Louis
  • I got an additional 39 points increase on my credit score within 2 to 3 months using this program. I definitely recommended it.

    Phil G, St. Louis

    FAQ

    Will this affect how I pay my rent?
    No. You will continue to pay your rent in exactly the same way that you currently do.
    How will my rent payments be verified?
    You provide us with basic information on your landlord or property manager. We contact them and verify your rent payments to build the credit you deserve from your timely rent payments. There is no fee to your landlord or property manager to verify your rent.
    What if my landlord won't verify the payments?
    Our Rock Solid Promise is a 100% refund policy, guaranteeing that if we are unable to verify your rent with your landlord or property manager you won’t pay a penny! Our business relies upon happy customers and long-term relationships.
    How much will my credit score increase?
    We cannot guarantee a specific score improvement or a specific time frame because everyone’s credit situation is unique. However we can verify your last 2 years of rent payments. That payment history once calculated into your credit score can help you build credit history and improve your credit score.
    How does my Rental Payments show on my credit report?
    Your rental trade line is used in different scoring models, such as FICO 9 score and VantageScore®. The trade line on your credit report will show as “RTSMGMT”.
    Will I need to provide a lease or rental agreement?
    Although it is not necessary to have a lease agreement between you and your landlord for our program, it does sometimes help speed up the process. If you have a copy of your lease, you can upload that when you enroll in the program. Remember, we do need your landlords cooperation to verify rental payments, and you can help with this. Contact them as soon as you apply for rent reporting and encourage them to response to our requests as soon as possible. That way the reporting will not be delayed.
    Can I just report historical rent history?
    If we just reported the past 24-months of historical rent payments and do not verify any on-going rent payments it would show on your credit report as a “closed account” and closed accounts do not impact the credit scoring model as effectively as “open accounts.”

    So, when you enroll with our program we will report both your historical data along with ongoing rent payments, that way the account is “open” and you will get the biggest boost possible on your credit score. Remember you can cancel at any-time once you do not need the program any longer.
    What If I have a spouse or roommate?
    You’re spouse or your roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $15 gift card for each new client you refer to Rock the Score!
    What happens if I pay my rent payment late?
    All credit including rent payments are only considered late on your credit report if the payment is received more than 30 days past the due date. So as long as you pay your rent within 30 days of your due date, it will be counted as an on time payment on your credit report. Pay all your bills including rent on time, it’s very important.
    Will my rental payments be reported to all three bureaus?
    No. Experian does not participate currently with Rent Reporting. The good news is that TransUnion will report in almost any Landlord/Tenant relationship. Equifax also reports, but only if your landlord is a property management company.

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    Human Support

  • Customer Support: (314) 938-0001
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