1. Become A Member
Enroll now & begin rocking your credit score. It takes just a few minutes & you’re on your way to a better credit profile & score.
2. We Verify Your Rent
Once enrolled, we verify your lease & payment history by contacting your landlord / property manager. See our Rock Solid Guarantee.
3. We Report To Selected Bureaus
Each month, we verify & report your rent payments for the term of the lease. It’s extremely easy, you won’t have to lift a finger!
4. Your Credit Begins to Rise!
Each timely rent payment improves your credit score. We also report up to 24 months of rent history, creating an immediate impact.
Our Rock Solid Promise
01. Cancel Anytime
Whether you’re no longer renting, or simply done reporting it, canceling is easy. No long-term contracts, or cancellation charges. End your membership at anytime.
02. Full Refund
Having trouble getting your Landlord to verify your information? Not a problem, you’ll get a full refund if your Landlord / Property Manager is unwilling to participate.
Ready to Rock Your Rent?
Frequently Asked Questions
We cannot guaranty a specific score improvement or a specific time frame because everyone’s credit situation is unique. However we can verify your last 2 years of rent payments. That payment history once calculated into your credit score can help you build credit history and improve your credit score.
You provide us with basic information on your landlord or property manager. We contact them and verify your rent payments to build the credit you deserve from your timely rent payments. There is no fee to your landlord or property manager to verify your rent.
Our Rock Solid Promise is a 100% refund policy, guaranteeing that if we are unable to verify your rent with your landlord or property manager you won’t pay a penny! Our business relies upon happy customers and long-term relationships.
No. You will continue to pay your rent in exactly the same way that you currently do.
You’re spouse or your roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $15 gift card for each new client you refer to Rock the Score!
Although it is not necessary to have a lease agreement between you and your landlord for our program, it does sometimes help speed up the process. If you have a copy of your lease, you can upload that when you enroll in the program. Remember, we do need your landlords cooperation to verify rental payments, and you can help with this. Contact them as soon as you apply for rent reporting and encourage them to response to our requests as soon as possible. That way the reporting will not be delayed.
All credit including rent payments are only considered late on your credit report if the payment is received more than 30 days past the due date. So as long as you pay your rent within 30 days of your due date, it will be counted as an on time payment on your credit report. Pay all your bills including rent on time, it’s very important.
No we are not a credit repair service. We can refer you to a company for assistance. Simply email us for additional information.
We will report your rent payments (& historical payments, if you opt for that program) on your credit report and it will show as “RTSMGMT”
Yes you can, however we would not recommend doing that.
If we just report the past 24-months of historical rent payments and do not verify any on-going rent payments it would show on your credit report as a “closed account” and closed accounts do not impact the credit scoring model as effectively as “open accounts.”
We recommend you enrolling and reporting both your historical data along with ongoing rent payments, that way the account is “open” and you will get the biggest boost possible on your credit score. Remember you can cancel at any-time once you do not need the program any longer.
No. Experian does not participate currently with Rent Reporting. The good news is that TransUnion will report in almost any Landlord/Tenant relationship. Equifax also reports, but only if your landlord is a property management company.
Our Rock Solid Promise
We make this a very painless process that most Landlords and Property Managers are happy to participate. However if they are not supportive, then you don’t pay a penny. Our Rock Solid Promise is one click away.